Business Insurance Needs
Instructor
UIE Phone
(253) 846-1155 Email
mail@uiece.com |
Course Overview
Business
Insurance Needs is a detailed look at the aspects required to
insure a business. This course is
designed for the advanced agent rather than a beginning agent. This course addresses auto, fire,
liability, and health issues. It also
addresses issues that apply to both PC and LH lines, such as the types of
insurers used and the legalities of business ethics. E&O insurance would also apply to all
license types. Business Insurance Needs addresses the risk management that an agent may be involved in, the types of insurers that might be utilized, the options that companies must address from a coverage checklist, and how a business is evaluated for the purposes of insurance. |
|
Chapter |
Subject |
Description |
|
Chapter 1 |
The Basics |
Introduction to business insurance. |
|
Chapter 2 |
Managing Risk |
What is the degree of risk? |
|
Chapter 3 |
Types of Insurers |
Private & government insurance options. |
|
Chapter 4 |
Coverage Options |
Checklist |
|
Chapter 5 |
Evaluating A Business |
Parts 1 -7 |
|
Chapter 6 |
Workers’ Compensation |
Workers’ compensation is given a full chapter since it is an important expense for companies. Agents must understand this compulsory insurance. |
|
Chapter 7 |
Group Health Insurance |
Health insurance has changed greatly with the passage of the Affordable Care Act under President Obama. Business Insurance Needs looks at group health insurance as it now relates to employers, including group coverage for disability and long-term care. |
|
Chapter 8 |
Terrorism Risk Insurance Act (TRIA) |
|
|
Chapter 9 |
Key Person Insurance |
Key person insurance is also discussed, looking at the reasons a company might need this type of coverage on key personnel. The Terrorism Risk Insurance Act is discussed as well as the changes that have occurred over the past couple of years. |
|
Chapter 10 |
401(k) Plans |
|
|
Chapter 11 |
Business Ethics |
This chapter directs its attention specifically to insurance matters rather than to general ethics. Companies must view ethics from a legal perspective which this chapter addresses. |
None.