The Risk & Return of Variable Insurance Products
InstructorUIE Phone(253) 846-1155 mail@uiece.com |
Course OverviewRisk and Return is a course designed to give a better understanding of risk and how it affects variable insurance products like life insurance and annuities.
The course goes from risk, as it relates to variable insurance products, to an introduction on how it affects insurance coverage. The Law of Large Numbers is discussed and how an insurance company uses logical things to control their risks and operate successfully. Specific objectives for this course are to:
· Better understand the types of risk · Explain to a client how different risks affect them now and, in the future · Provide insurance products to help with these risks |
|
Course |
Description |
|
Welcome |
The course covers seven different kinds of risks that apply to annuities in some way: Inflation Risk, Interest Rate Risk, Business Risk, Credit Risk, Market Risk, Liquidity Risk and Portfolio Risk. If the type of risk discussed affects an investment, it is also discussed and how to avoid or diminish its affects. The course touches on financial planning to avoid or diminish such annuity risks. Standard deviation is explained along with covariance and correlation coefficients. It also goes into asset allocation and diversification. |
None.