Women’s Insurance & Retirement
Instructor
UIE Phone
(253) 846-1155 Email
mail@uiece.com |
Course Overview
This course looks at insurance needs from a
woman's perspective. Since women may be single by choice, divorced or widowed
each situation is considered. Myths about a woman's ability to handle
finances still exist and may cloud an agent's view regarding a woman’s
financial goals, needs and suitability as it relates to insurance. This is
discussed in length. We also look at how widowhood may cloud a woman's
judgment in the time following her husband's death. We look at the problems
divorce brings as well. Since financial planning involves more than
life insurance and annuities, we look fully at all of
the financial aspects. This includes pension plans, IRAs, the use of credit,
how debt affects retirement goals, Social Security issues and utilizing
trusts and wills effectively. Although this course benefits anyone
insurance salesperson, we feel it is especially beneficial to the growing
force of female agents who may wish to specialize in the needs of other
women. Since we look at life, health (including nursing home insurance),
disability, and property and casualty insurance, a woman in any line of
insurance will find the information useful and applicable to their daily
routine. It is our hope that this course will do the
following: ·
Allow male agents in the field to focus
specifically on a woman’s financial needs and product suitability, providing
them with a fuller understanding of female issues. ·
Give female agents in the field the
opportunity to use the information supplied to fully benefit their gender. · Make agents of either gender aware of the possibilities, problems, and financial goals of women. |
|
Chapter |
Subject |
Description |
|
Chapter 1 |
Women and Financial Myths |
Getting read for retirement post-divorce or widowhood. |
|
Chapter 2 |
Widowhood |
Entering probate. |
|
Chapter 3 |
Living Single |
Income |
|
Chapter 4 |
Marriage & Finances |
Sharing ownership. |
|
Chapter 5 |
Financial Control |
Goals |
|
Chapter 6 |
Insurance and Debt |
|
|
Chapter 7 |
Retirement Investing |
IRA’s, SPWL |
|
Chapter 8 |
Women’s Retirement Issues |
|
|
Chapter 9 |
Combining Insurance with Other Tools |
Wills, living trust, property ownership. |
|
Chapter 10 |
Selecting Life & Health Insurance |
Looks at the various insurance options from disability insurance to health care. |
|
Chapter 11 |
Selecting Property & Casualty Insurance |
Looks at the various P&C options from auto insurance to liability insurance. |
None.