LTC Health Issues

Table of Contents

 

Introduction to LTC Health Issues

2

Long-Term Care

4

Changing Times

5

Emerging Need for Long-Term Care Services

7

A Typical Case

8

     A daughter’s typical day

10

     A tough decision

14

     Moving into assisted care

16

Considering the Future

17

The Strength to Act

19

     1990s saw change

20

     Costs of long-term care services

21

     2006 cost survey

22

Who Should Consider LTC Insurance?

23

     “What is my personal situation?”

24

     Looking at the long term cost of an insurance policy

25

     Single versus married status

26

Paying Out-of-Pocket

27

     Report highlights

28

Analyzing the Risk

30

    Objective and subjective risk

30

In Conclusion

32

     GAO’s conclusions

33

     Sacrificing the young to fund the old

34

 

 

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