LTC Health Issues
Table of Contents
| 
   Introduction to LTC Health Issues  | 
  
   1  | 
 
| 
   Long-Term Care  | 
  
   2  | 
 
| 
   Changing Times  | 
  
   3  | 
 
| 
   Emerging Need for Long-Term Care Services  | 
  
   5  | 
 
| 
   A Typical Case  | 
  
   6  | 
 
| 
   A daughter’s typical day  | 
  
   8  | 
 
| 
   A tough decision  | 
  
   12  | 
 
| 
   Moving into assisted care  | 
  
   14  | 
 
| 
   Considering the Future  | 
  
   15  | 
 
| 
   The Strength to Act  | 
  
   17  | 
 
| 
   1990s saw change  | 
  
   18  | 
 
| 
   Costs of long-term care services  | 
  
   19  | 
 
| 
   2019 cost survey  | 
  
   20  | 
 
| 
   Who Should Consider LTC Insurance?  | 
  
   21  | 
 
| 
   “What is my personal situation?”  | 
  
   22  | 
 
| 
   Looking at the long-term cost of an insurance policy  | 
  
   23  | 
 
| 
   Single versus married status  | 
  
   24  | 
 
| 
   Paying Out-of-Pocket  | 
  
   25  | 
 
| 
   Report highlights  | 
  
   26  | 
 
| 
   Analyzing the Risk  | 
  
   28  | 
 
| 
   Objective and subjective risk  | 
  
   28  | 
 
| 
   In Conclusion  | 
  
   30  | 
 
| 
   GAO’s conclusions  | 
  
   31  | 
 
| 
   Sacrificing the young to fund the old  | 
  
   32  | 
 
United Insurance Educators, Inc.
Email: mail@uiece.com